28. THE IMPORTANCE OF GREEN INFRASTRUCTURE FOR THE INSURANCE RISK REDUCTION WITH PARTICULAR EMPHASIS ON URBANISED AREAS
The issue of environmental threats related to climate change is currently one of the most important global problems. The increase in the number of threats mainly concerns urban areas. Already over 75% of the population of Europe lives in cities that are the main centres of economic and cultural activity, innovation centres and the place of employment of the majority of Europeans. The presence of city-specific hazards is typical for contemporary cities for example the risk of catastrophic events associated with: flooding due to torrential rains, or an increased risk of disease associated with adverse environmental conditions prevailing in urban areas. It should be noted, however, that these risk may be reduced due to the use of infrastructure enhancing the level of ecological safety. This infrastructure can be created by people, but it is also possible to use the so-called „green” and „blue” infrastructure. This approach brings a number of benefits to urban development. It supports the functioning of urban ecosystems and is also economically justified. The purpose of this article is to present problems related to the specificity of ecological risks affecting urban areas and the importance of infrastructure in mitigating or reducing them. The design of the study has been subordinated to the thesis that a properly planned ecological infrastructure network can significantly reduce the level of insurance risk.
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- AuthorWiesław Koczur et al.
- AffiliationUniversity of Economics in Katowice
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